Flood zones for vacant land in Saugus

Of the 50 vacant lots in Saugus, 5 (10%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 36 (72%) are in zone X with minimal risk, and 3 are moderate risk. 6 are zone D, where flood risk has not been studied.

Flood zones in Saugus

FEMA zoneVacant lotsShare
X3978%
D612%
AE36%
A24%

What the letters mean: flood zones explained.

Lots in a high-risk flood zone in Saugus

Zones A, AE, AH, AO and VE, lowest assessed value first.

Lots outside the flood zone in Saugus

Questions about land in Saugus

How much vacant land in Saugus is in a flood zone?

5 of 50 vacant lots in Saugus (10%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 36 are zone X with minimal risk and 3 are moderate risk. 6 are zone D, where flood risk has not been studied.

Do I need flood insurance for land in Saugus?

Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 10% of Saugus's vacant lots are in such a zone.

More for Saugus: all vacant land · fire hazard zones

Sources

Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.