Flood zones for vacant land in San Fernando

Of the 62 vacant lots in San Fernando, 1 (2%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 52 (84%) are in zone X with minimal risk. 9 are zone D, where flood risk has not been studied.

Flood zones in San Fernando

FEMA zone	Vacant lots	Share
X	52	84%
D	9	15%
A	1	2%

What the letters mean: flood zones explained.

Lots in a high-risk flood zone in San Fernando

Zones A, AE, AH, AO and VE, lowest assessed value first.

Lot	Acres	Assessed	Zone
12371 Little Tujunga Canyon Rd2526-024-021	38.31	$374,457	A

Lots outside the flood zone in San Fernando

Zone X with minimal risk, lowest assessed value first (25 of 52).

Lot	Acres	Assessed
1133 8th St2513-020-047	0.04	$2,905
12024 Creek Trl2526-013-002	0.11	$6,533
12315 Forest Trl2526-022-016	0.1	$6,562
12312 Forest Trl2526-022-026	0.14	$7,282
11153 North Trl2526-002-025	0.06	$9,550
1101 N Maclay Ave Unit 142516-022-077	1.31	$27,423
1101 N Maclay Ave Unit 12516-022-053	1.31	$27,448
1101 N Maclay Ave Unit 22516-022-054	1.31	$27,448
1101 N Maclay Ave Unit 32516-022-055	1.31	$27,448
1101 N Maclay Ave Unit 42516-022-056	1.31	$27,448
1101 N Maclay Ave Unit 52516-022-057	1.31	$27,448
1101 N Maclay Ave Unit 62516-022-063	1.31	$27,448
1101 N Maclay Ave Unit 72516-022-064	1.31	$27,448
1101 N Maclay Ave Unit 82516-022-065	1.31	$27,448
1101 N Maclay Ave Unit 92516-022-066	1.31	$27,448
1101 N Maclay Ave Unit 102516-022-073	1.31	$27,448
1101 N Maclay Ave Unit 112516-022-074	1.31	$27,448
1101 N Maclay Ave Unit 122516-022-075	1.31	$27,448
1101 N Maclay Ave Unit 132516-022-076	1.31	$27,448
12248 Kagel Canyon Rd2526-021-006	0.03	$31,341
12074 Kagel Canyon Rd2526-015-020	0.17	$31,524
1725 1st St2520-010-007	0.16	$32,817
12160 Kagel Canyon Rd2526-016-013	0.23	$35,163
303 Newton St2519-016-047	0.06	$37,659
333 N Hagar St2520-022-014	0.16	$41,516

Questions about land in San Fernando

How much vacant land in San Fernando is in a flood zone?

1 of 62 vacant lots in San Fernando (2%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 52 are zone X with minimal risk. 9 are zone D, where flood risk has not been studied.

Do I need flood insurance for land in San Fernando?

Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 2% of San Fernando's vacant lots are in such a zone.

More for San Fernando: all vacant land · fire hazard zones

Sources

Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-19. Maps change; confirm a specific lot with the county before you buy.