How much vacant land in Palmdale is in a flood zone?

266 of 4,732 vacant lots in Palmdale (6%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 3,113 are zone X with minimal risk and 1,159 are moderate risk. 194 are zone D, where flood risk has not been studied.

Do I need flood insurance for land in Palmdale?

Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 6% of Palmdale's vacant lots are in such a zone.

Flood zones for vacant land in Palmdale

Of the 4,732 vacant lots in Palmdale, 266 (6%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 3,113 (66%) are in zone X with minimal risk, and 1,159 are moderate risk. 194 are zone D, where flood risk has not been studied.

Flood zones in Palmdale

FEMA zone	Vacant lots	Share
X	4,272	90%
D	194	4%
AO	133	3%
AE	91	2%
A	42	under 1%

What the letters mean: flood zones explained.

Lots in a high-risk flood zone in Palmdale

Zones A, AE, AH, AO and VE, lowest assessed value first (25 of 266).

Lot	Acres	Assessed	Zone
Ave P14 and 78th St E3025-037-013	0.34	$453	AE
40928 N 76th St E3025-009-281	0.39	$1,375	A
Ave N and 10th St W3128-016-021	1.29	$1,432	AO
Ave P12 and 78th St E3025-036-027	2.61	$1,670	AE
Ave S and 150th St E3040-029-037	0.59	$1,794	A
41059 N 76th St E3025-008-280	0.66	$2,820	A
41045 N 76th St E3025-008-274	0.65	$2,820	A
41037 N 76th St E3025-008-275	0.65	$2,820	A
Sierra Hwy and Ave P83022-024-001	0.05	$3,121	AO
Ave L6 and 105th St E3378-014-021	2.57	$3,279	AE
Ave P10 and 78th St E3025-036-026	2.61	$3,547	AE
Ave P8 and 78th St E3025-036-024	1.3	$3,642	AE
Ave P14 and 77th St E3025-037-018	1.3	$3,642	AE
Ave Q and 77th St E3025-037-022	1.3	$3,642	AE
Ave Q and 80th St E3025-037-028	1.3	$3,645	AE
Ave P10 and 77th St E3025-036-029	1.3	$4,443	AE
Ave L10 and 98th St E3378-019-015	2.57	$4,460	AE
Ave M near 65th St E3386-026-005	2.39	$4,571	AE
40949 N 76th St E3025-009-278	1.31	$5,017	A
Cor/ave M4/108th Ste3380-011-015	2.57	$5,400	AE
Ave P8 and 77th St E3025-036-014	5.2	$5,576	AE
40909 N 75th St E3025-007-271	1.24	$5,622	A
Ave N near 107th St E3077-008-014	2.32	$5,722	AE
Ave P12 and 77th St E3025-036-020	5.2	$5,785	AE
123rd St E and Ave R43041-034-047	1.25	$6,006	A

Lots outside the flood zone in Palmdale

Zone X with minimal risk, lowest assessed value first (25 of 3,113).

Lot	Acres	Assessed
Joshua Ranch Rd near Saddle Dr3206-074-021	7.97	$4
Joshua Ranch Rd near Saddle Dr3206-074-020	11.47	$5
Meadows Loop near Appaloosa3206-074-017	126.09	$9
Joshua Ranch Rd near Elz Lk3206-074-015	38.73	$9
Joshua Ranch Rd near Elz Lk Rd3206-074-014	20.09	$9
Doc Bar Pkwy near Foxtrot Pl3206-078-084	5.72	$9
Doc Bar Pkwy near Foxtrot Pl3206-078-085	5.41	$9
Joshua Rnch Rd near Appaloosa Rd3206-077-074	2.92	$9
Joshua Ranch near Fresian Dr3206-074-018	1.93	$9
Yearling Rd near Shire Cir3206-077-073	0.55	$9
Maravilla Dr near La Cota3006-025-007	0.37	$9
Foxtrot Pl and Doc Bar Pkwy3206-078-083	0.27	$9
Latente Dr and Maravilla Dr3006-025-008	0.22	$9
Kimberly Ln and Division St3010-034-042	0.22	$9
Adainville Dr near Chapelle3024-052-053	0.16	$9
Adainville Dr near Chapelle3024-052-054	0.16	$9
Furlong Pl near Yearling Rd3206-077-081	0.04	$9
Avenue S2 and Camares Dr3054-012-014	0.01	$9
Joshua Ranch near Eliopulos Ranch3206-071-049	20.01	$10
Vac Pvt St/joshua Rnch/vic Saddl3206-066-010	9.1	$10
Vac Pvt St/stallion Dr/vic Joshu3206-074-022	5.35	$10
Latigo Dr near Saddle Dr3206-076-150	2.22	$10
Joshua Ranch near Fresian Dr3206-074-019	1.81	$10
Doc Bar Pkwy near Foxtrot Pl3206-078-090	1.71	$10
Bay Pl near Yearling Rd3206-077-080	1.5	$10

More for Palmdale: all vacant land · fire hazard zones

Sources

Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.