Flood zones for vacant land in Monterey Park
Of the 61 vacant lots in Monterey Park, 0 (0%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 61 (100%) are in zone X with minimal risk.
Flood zones in Monterey Park
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 61 | 100% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Monterey Park
Zones A, AE, AH, AO and VE, lowest assessed value first.
None in this city.
Lots outside the flood zone in Monterey Park
Zone X with minimal risk, lowest assessed value first (25 of 61).
Questions about land in Monterey Park
How much vacant land in Monterey Park is in a flood zone?
0 of 61 vacant lots in Monterey Park (0%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 61 are zone X with minimal risk.
Do I need flood insurance for land in Monterey Park?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 0% of Monterey Park's vacant lots are in such a zone.
More for Monterey Park: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-19. Maps change; confirm a specific lot with the county before you buy.