Flood zones for vacant land in Malibu
Of the 479 vacant lots in Malibu, 35 (7%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 392 (82%) are in zone X with minimal risk, and 3 are moderate risk. 49 are zone D, where flood risk has not been studied.
Flood zones in Malibu
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 395 | 82% |
| D | 49 | 10% |
| VE | 31 | 6% |
| AE | 3 | under 1% |
| A | 1 | under 1% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Malibu
Zones A, AE, AH, AO and VE, lowest assessed value first (25 of 35).
Lots outside the flood zone in Malibu
Zone X with minimal risk, lowest assessed value first (25 of 392).
Questions about land in Malibu
How much vacant land in Malibu is in a flood zone?
35 of 479 vacant lots in Malibu (7%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 392 are zone X with minimal risk and 3 are moderate risk. 49 are zone D, where flood risk has not been studied.
Do I need flood insurance for land in Malibu?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 7% of Malibu's vacant lots are in such a zone.
More for Malibu: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.