Flood zones for vacant land in Malibu

Of the 479 vacant lots in Malibu, 35 (7%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 392 (82%) are in zone X with minimal risk, and 3 are moderate risk. 49 are zone D, where flood risk has not been studied.

Flood zones in Malibu

FEMA zoneVacant lotsShare
X39582%
D4910%
VE316%
AE3under 1%
A1under 1%

What the letters mean: flood zones explained.

Lots in a high-risk flood zone in Malibu

Lots outside the flood zone in Malibu

Questions about land in Malibu

How much vacant land in Malibu is in a flood zone?

35 of 479 vacant lots in Malibu (7%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 392 are zone X with minimal risk and 3 are moderate risk. 49 are zone D, where flood risk has not been studied.

Do I need flood insurance for land in Malibu?

Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 7% of Malibu's vacant lots are in such a zone.

More for Malibu: all vacant land · fire hazard zones

Sources

Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.