How much vacant land in Lancaster is in a flood zone?

404 of 6,850 vacant lots in Lancaster (6%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 3,665 are zone X with minimal risk and 2,780 are moderate risk. 1 are zone D, where flood risk has not been studied.

Do I need flood insurance for land in Lancaster?

Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 6% of Lancaster's vacant lots are in such a zone.

Flood zones for vacant land in Lancaster

Of the 6,850 vacant lots in Lancaster, 404 (6%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 3,665 (54%) are in zone X with minimal risk, and 2,780 are moderate risk. 1 are zone D, where flood risk has not been studied.

Flood zones in Lancaster

FEMA zone	Vacant lots	Share
X	6,445	94%
A	330	5%
AH	51	under 1%
AO	20	under 1%
AE	3	under 1%
D	1	under 1%

What the letters mean: flood zones explained.

Lots in a high-risk flood zone in Lancaster

Zones A, AE, AH, AO and VE, lowest assessed value first (25 of 404).

Lot	Acres	Assessed	Zone
Ave H8 and Bahia St3266-019-270	0.01	$22	A
Ave E7 and 10th St W3116-013-040	0.06	$836	AO
Little Rk Crk Wh near Ave M3388-004-296	1.31	$1,137	A
75th St E and Ave M23388-011-284	0.23	$1,373	A
76th St E near Ave3388-012-270	0.51	$2,115	A
Ave I 12 Vic 96 St W3218-016-009	0.52	$2,501	A
Ave I13 & 97 St W3218-015-005	0.21	$2,501	A
Ave I 12 & 98 St W3218-015-006	0.21	$2,501	A
Ave I 13 & 98 St W3218-015-007	0.21	$2,501	A
Ave E7 near 10th St W3116-013-046	0.14	$2,517	AO
Little Rk Crk Wh near Ave M63388-004-293	1.32	$2,630	A
Little Rk Crk Wh near Ave M83388-004-292	1.31	$2,630	A
Little Rk Crk Wh near Ave M83388-004-283	1.32	$2,680	A
65th St E and Ave M43388-004-270	2.63	$2,820	A
Of 65th St E and Ave M83388-004-278	2.63	$2,820	A
Ave M4 and 65th St E3388-004-282	2.62	$2,820	A
Little Rk Crk Wk near Ave M83388-004-295	1.32	$2,820	A
Ave M8 and 70th St E3388-004-281	1.12	$2,820	A
76th St E near Ave M143388-014-278	0.7	$2,820	A
Ave I13 & 96 Pl W3218-015-004	0.69	$2,997	A
Eby Dr and Bahia St3266-019-274	1.07	$3,256	A
Ave J10 and 160th St E3361-011-031	2.52	$3,279	A
Ave E7 near 10th St W3116-013-045	0.07	$3,344	AO
Little Rk Crk Wh near Ave M43388-004-279	1.32	$3,566	A
Little Rk Crk Wh near Ave M63388-004-290	1.32	$3,566	A

Lots outside the flood zone in Lancaster

Zone X with minimal risk, lowest assessed value first (25 of 3,665).

Lot	Acres	Assessed
Westdale Dr3203-057-067	3.88	$9
Lynn Wy3203-058-072	3.39	$9
Common Area Pud near Westdale3203-057-070	2.35	$9
90th St W and Jackman St3203-058-075	0.06	$9
Ave J2 near 20th St E3148-023-044	1.81	$10
Ave K and 5th St W3130-037-001	1.18	$10
Westfield Dr near Ave K3112-049-054	1.17	$10
Ave K and 5th St W3130-037-031	1.05	$10
Ave L8 near 180th St E3162-011-008	1.02	$10
Camino Hermanos near 35th3111-017-041	0.94	$10
Avenue K6 and 11th St E3170-037-091	0.76	$10
27th St W and Ave K23112-010-052	0.28	$10
Millings St and 10th St W3122-017-022	0.2	$10
Ave I and 175th St W3240-018-016	0.12	$10
Ave C8 and 120th St W3261-015-277	0.1	$10
Pearbossom and 77th St E3050-014-009	0.09	$10
Ave J4 near Cedar Ave3132-004-007	0.09	$10
17th St E and Park Cir Dr3148-046-072	0.08	$10
11th St W near Lancaster Blvd3121-004-014	0.07	$10
Fig Ave near Ave J3131-003-026	0.07	$10
Ave A near 120th St W3261-032-277	0.06	$10
Ave F8 and 120th St W3265-002-275	0.06	$10
Ave K8 near Gadsden Ave3128-003-014	0.05	$10
Cabree Ct and Ave I3146-023-091	0.03	$10
11th St W near Ave I3121-001-041	0.02	$10

More for Lancaster: all vacant land · fire hazard zones

Sources

Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-18. Maps change; confirm a specific lot with the county before you buy.