Flood zones for vacant land in Downey

Of the 87 vacant lots in Downey, 0 (0%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 26 (30%) are in zone X with minimal risk, and 61 are moderate risk.

Flood zones in Downey

FEMA zoneVacant lotsShare
X87100%

What the letters mean: flood zones explained.

Lots in a high-risk flood zone in Downey

Zones A, AE, AH, AO and VE, lowest assessed value first.

None in this city.

Lots outside the flood zone in Downey

Questions about land in Downey

How much vacant land in Downey is in a flood zone?

0 of 87 vacant lots in Downey (0%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 26 are zone X with minimal risk and 61 are moderate risk.

Do I need flood insurance for land in Downey?

Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 0% of Downey's vacant lots are in such a zone.

More for Downey: all vacant land · fire hazard zones

Sources

Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-19. Maps change; confirm a specific lot with the county before you buy.