Flood zones for vacant land in Commerce
Of the 60 vacant lots in Commerce, 0 (0%) are in a FEMA high-risk flood zone, where a home loan on a new building needs flood insurance. 58 (97%) are in zone X with minimal risk, and 2 are moderate risk.
Flood zones in Commerce
| FEMA zone | Vacant lots | Share |
|---|---|---|
| X | 60 | 100% |
What the letters mean: flood zones explained.
Lots in a high-risk flood zone in Commerce
Zones A, AE, AH, AO and VE, lowest assessed value first.
None in this city.
Lots outside the flood zone in Commerce
Zone X with minimal risk, lowest assessed value first (25 of 58).
Questions about land in Commerce
How much vacant land in Commerce is in a flood zone?
0 of 60 vacant lots in Commerce (0%) are in a FEMA high-risk flood zone (A, AE, AH, AO or VE). 58 are zone X with minimal risk and 2 are moderate risk.
Do I need flood insurance for land in Commerce?
Not for an empty lot: flood insurance covers buildings. If you build in a high-risk zone and borrow from a federally regulated lender, flood insurance on the building is required. 0% of Commerce's vacant lots are in such a zone.
More for Commerce: all vacant land · fire hazard zones
Sources
Counts are LandGrab's analysis of 2026 public data for vacant parcels in Los Angeles County, updated 2026-10-19. Maps change; confirm a specific lot with the county before you buy.